Will Insurance Cover Hit and Run Accidents?
Car accidents are already stressful, but it’s even more troubling when the other driver leaves the scene. If you’ve been the victim of a hit-and-run accident, you might wonder, will insurance cover hit-and-run accidents? This uncertainty can be unsettling. The damage to your car, potential medical expenses, and the hassle of dealing with insurance can …
Read MoreWhat Injury Pays the Most for Car Accidents?
A car accident settlement is essentially an agreement between the victim, the negligent party, or their insurance company. This agreement ensures that the at-fault party covers the victim’s damages through their liability auto insurance, usually in exchange for a lump sum payment. This process covers immediate expenses such as medical bills and vehicle damage and …
Read MoreWho Pays for Car Damage in Hawaii?
Hawaii’s no-fault insurance system mandates that each driver’s insurance covers their medical expenses through Personal Injury Protection (PIP) coverage, irrespective of who caused the accident. This system reduces the need for personal injury claims against other drivers, simplifying the process for minor injuries. However, Hawaii’s no-fault system applies only to bodily injuries, not property damage. …
Read MoreWho Is Wrong in a Head On Collision?
A head-on collision, also known as a head-on crash or frontal crash, is extremely dangerous and can lead to severe injuries or even death. They are considered among the most fatal motor vehicle accidents. According to Forbes, these types of accidents accounted for an estimated 3,631 deaths in the United States. Assigning blame in these …
Read MoreIs It Worse to Be Rear-Ended While Stopped?
Is it worse to be rear-ended while stopped? Yes, it can often lead to more severe consequences compared to moving collisions. Stationary vehicles provide less opportunity to absorb impact, making injuries more likely. In this article, we will explore the dangers of being rear-ended while stopped, common injuries, legal implications, and essential steps to take …
Read MoreWhat Negotiation Tactics Do Insurance Adjusters Use
When dealing with an insurance claim, understanding how insurance adjusters operate can make a significant difference in the outcome of your settlement. Insurance adjusters are tasked with evaluating claims on behalf of insurance companies, aiming to settle them for the lowest possible amount that still appears fair. This process involves a series of negotiation tactics …
Read MoreWhat Are the Conditions for Head-On Collision?
Imagine driving down a two-lane road when another car comes straight at you out of nowhere. This terrifying scenario is a head-on collision, one of the most dangerous types of car accidents. But what exactly leads to such a catastrophic event? Understanding the conditions that cause head-on collisions can help us avoid them and stay …
Read MoreWhat To Do If You Are Involved In A Fender Bender?
Fender benders, though minor, are auto accidents that can disrupt your day and leave you feeling confused and stressed. Knowing the proper steps to take immediately after such an incident can help manage the situation effectively and ensure your safety and that of others involved. If you or a loved one was injured in a …
Read MoreWhy Phones Are Still a Major Reason for Car Accidents in Hawaii
Despite advances in technology and stricter distracted driving laws, phones continue to be a significant factor in car accidents in Hawaii. Distracted driving transforms everyday driving into a potential disaster. When distracted drivers divert their attention to their cell phones for texting, making phone calls, or any other use, their focus shifts away from the …
Read MoreDid Recklessness Cause Your Car Accident?
Reckless driving is a dangerous and irresponsible practice. Sadly, it is also a common cause of car accidents in Hawaii. Reckless driving refers to any actions that neglect the safety of others, such as speeding, weaving rapidly from lane to lane, drag racing, and similar activities. Reckless drivers often cause serious and deadly crashes with …
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