In Hawaii, you generally have two years from the date of the accident to file a personal injury lawsuit against the at-fault driver. However, insurance claims should be filed much sooner—most insurance policies require notification within days or weeks of the accident. For PIP benefits through your own insurance, you should file as soon as possible after the accident. Missing these deadlines could jeopardize your ability to recover compensation, so it’s crucial to contact an experienced Honolulu car accident attorney promptly after your accident.