If your case meets the threshold to step outside Hawaii’s no-fault system, you may recover various types of damages including: Economic damages such as necessary medical expenses (current and future treatments), loss of income due to missed work, loss of earning capacity, cost of repairing or replacing damaged property, and replacement services like household help; Non-economic damages including physical and emotional pain and suffering, permanent disability or disfigurement, and loss of quality of life. Commercial truck policies often have large limits (sometimes $1 million or more), which can provide substantial compensation for catastrophic injuries. The adequate valuation of non-economic losses can drastically increase your settlement’s value.